About  Bill Schretter

Helping People Plan Their Life and their Legacy

I am always seeking to live a life of purpose in serving God, Neighbor, and Nature. I have been married for 25 years and have two grown children who are prepared to be productive adults. 

"When in college, my healthy father suffered from heart problems and 2 strokes, so I know that unplanned Bad Things Can Happen to Good People" .

• I understand that life can change in a single evening.  

•  I understand that there is more to the value of  human life than the bank account balances. I help people to achieve a life based on their values,  not valuables. 

• There is value to planning and saving for the future, But there is also value in living and enjoying the moment.  The balance of the two creates joy and peace of mind, especially when shared with loved ones.   

• The greatest destroyer of happiness is Selfishness and Unforgiveness. 

• Use my professional experience to educate the public about  matters associated with personal finance,  professional development, and FOCUS ™ Management, 

Formal Education: 

• BS, Business Management- Miami University 

• MBA, University of Cincinnati 

• CLU®- Chartered Life Underwriter, The American College 

• ChFC®- Chartered Financial Consultant, The American College 

• CFP®- CERTIFIED FINANCIAL PLANNER™, CFP Board 115542 

• ATA®- Accredited Tax Advisor, Certificate #1101120335 

• LSSBB®- Lean Six Sigma Black Belt – Certificate # 19111513,

• CFCS®- Certified Financial Crimes Specialist since 2022 

• CFP Board Ambassador™ from  2015 to 2024. 

• AEP®- Accredited Estate Planner.  Member 149941 

• Intuit Certified Tax Professional™ – Certificate # 82320845 

• Ohio Life & Health Insurance Agent, License #601605, since 2002 

• CFC®-  Certified Financial Counselor Institute 

• IRS Enrolled Agent - 157848

• CFI  FMVA Certification - In process, expect completion  Fall  2025

Career Experience: 

• 1998-2001 Fidelity Investments – Equity and Options Trader 

• 2001- 2002 AIG Pinnacle Tax Advisors – Financial Advisor 

• 2003-2007 Northwestern Mutual Insurance Company- Compliance Manager 

• 2007-2012 Capital Analysts, - Compliance Manager 

• 2012-2015 Raymond James Financial Services, - Financial Advisor 

• 2015-2018 Key Private Bank, Southwestern Ohio- Regional Financial Planner 

• 2012- Present  Life-Legacy Services – Crafting Your Legacy Message™

• 2017- Partner- BSBPartners LLC 

• 2018-2022  Founder-Life-Legacy Financial Counsel, Inc.,

• 2019-Present- University of Cincinnati- Adjunct Faculty  

Professional and Community Service: 

Bill is a board trustee of the J24Charity Trust and is on the Board of Directors of several other local 501c3 organizations. Bill is a graduate of Leadership Warren County and the Cincinnati Leadership Council BOLD Program™ 

Bill is a board member of several professional organizations.  Bill has been involved in both the Boy Scouts of America and was past board member of the Girl Scouts of Western Ohio and the Cincinnati Jaycees. Bill is the Board Chair for Never The Less Inc, a 501c3 organization that serves the educational and career needs of at-risk teenage girls.  He volunteers as the President of the Miami University Alumni Association in Dayton Ohio.